Tips For A No Weeds and No Bugs Urban Permaculture Garden

Soil PreparationTo produce delicious fruits and vegetables in an urban permaculture garden, all starts with the soil preparation. This easy method helps minimize weeding and requires minimal watering.1. Lightly sprinkle the complete grass or soil area that you want to make into an urban garden with fresh compost. This attracts the worms to come to the surface and find all the delicious layers you put on.2. The most important first step in creating your urban permaculture garden, is to cover the grass or soil thoroughly with wet newspaper, at least 5 pages thick, making sure there are no colored ink pages included.3. Then cover the newspaper with plain flat cardboard and water it well. Flattened cardboard boxes are good to use for this.Raised Garden Beds1. Use untreated 8″ x 1″ or 12″ x 1″ timber to make square or rectangular garden beds, no wider than an arm span from each side to the middle. This allows you to work your permaculture garden from all sides without stepping on the growing area. This way, the worms and insects do all the hard work for you, and their habitat is not overly disturbed or compressed when you plant or weed your crops.2. Lay out your raised garden boxes on the prepared area of cardboard, leaving wheelbarrow width walkways all around them. Peg the boxes to the ground.Filling Your Raised Garden Beds1. Cover the wet cardboard inside the raised boxes with a thin layer of coffee grounds. This benefits fruits and vegetables in a similar way to what nitrogen does. Coffee grounds obtained at no cost, from coffee shops can also be used later as a top sprinkling to enhance growth.2. Next add any layer of manure at this stage but not too thick. Horse manure from quality stables is good, as these horses have a very good balanced diet. Alternatively, use sheep pellets or chicken manure. The soil that chickens have turned over in their yards can also be added here.3. Next you can add a thick layer of compost dirt. See the compost section to learn how best to make this, otherwise, buy some from the garden center.4. On top of that, you can add a layer of potting mix if you are planting seeds or want a finer soil to plant your seedlings directly into.5. A layer of organic wood chips, leaf mulch, or year old calf shed cleanings tucked in between plants after you have planted, keeps the top soil darkened to allow the worms to come up around all your plants and stops weed seeds germinating. The worms leave their fresh worm juice right there beside your plants.6. Prior to planting anything in your new garden boxes, give these layers of soil a gentle soak with the best water you can find, and leave them to settle for a week or so, watering daily. This encourages the worms, insects and bug life to take up residence and work their magic in your soil.Beneficial Additions To Your Soil Layers1. If you have access to them, a thin layer of wilted comfrey leaves laid on top of the coffee grounds provides valuable nutrients. We grow two large controlled clumps of this, so a source of compost material lays under our fruit trees. This is a prolific, powerful medicinal plant but needs cutting to wilt in the sun first to stop it taking root and spreading throughout your garden.2. Then to tune into the magnetic field of the earth, you can sprinkle a thin layer of paramagnetic rock dust on the compost. Paramagnetic rock dust can also be added to compost mixes in about 1:10. You may need to search for a supplier near you.3. Liquid chicken, sheep or cow manures, worm juice or diluted seaweed liquid are all very beneficial manures to add to your garden. The dilution needs to be weak to avoid burning the plants. These dilutions and rates of applications are easily found on the web.4. We watered our cabbages twice a week with liquid cow manure (one cow pat to a large bucket of water), when we were dairying in the perfect growing climate of Wairoa and grew giant species of cabbages. The outer leaves reached waist height and the hearts were huge! We felt like we had unlocked a secret from Eden!Pest Control And Ways to Provide For Beneficial Insects And Animals1.When you plant your cabbage, cauliflowers or broccoli, make a bamboo A frame shape and drape fine white mesh over the plants, to save having to spray for white butterfly.2. Keeping ducks on your walkways ensures the snails and annoying bugs are eliminated, but you will need to cut some plastic mesh to make a small fence inside the garden boxes, that the ducks can’t get over, to protect the vegetables in your garden boxes. You may need to clip one wing on your ducks if they fly. Feed the ducks kibbled maize, after they have eaten from the walkways.We have a drake and three ducks and rear the ducklings for meat and have eggs for baking. Peeking and Muscovey are good eating ducks and make a beautiful feature in the garden when they float in the pond. The water they bathe in is excellent to water the gardens with. We give them clean water every day.3. Make a space full of rocks to encourage frogs and geckos to come to live in, as they can deal with bugs and pests also. Frogs love a small pond.Insect Life1. If you really want to be kind to your insect friends, you can make a watered down molasses solution to sprinkle on top of your newly created garden. Do this after your garden’s first watering. This will feed all the worms, bugs and the bee colonies that are going to do the gardening for you, as they love that little bit of sugar content..2. Bees have a memory of where they get good water and the sweetest nectar, so if you cater for their needs it ensures you get good visitation when you need them for pollinating. They have a good memory and will bring their friends back with them. The wonderful tasting fruits you grow will also attract the bees, thus ensuring pollination when you grow fruits all year round.3. Plant many blue and purple plants like lavender and make sure you grow colorful flowers to attract the bees throughout the season. Provide a water bath for both birds and bees for resting and drinking. Planting lavender under the windows of your house helps keep those pesky mosquitoes at bay and brings the bees across. This ensures they find all the plants that need polination as they fly back out of your garden.Water Retention Walkways1. Box up the far sides of all the walkways around your garden beds enabling them to hold 8 to 12 inches deep of either untreated sawdust, calf shed wood chips, or tree and leaf mulch from your local tree removal firm. Avoid pine mulch.2. Another way to get a good walkway filler is to ask to clean out horse boxes at stables. You will receive unlimited access to good untreated woodchips, complete with horse urine.These walkways become large worm breeding areas and the next year are ready to become the compost material for your garden beds. You then just refill your walkways annually.3. The rain water is held in the fibrous wood materials in the walkways and seeps into your garden beds as they need it. When it rains you collect all the run-off across your section in these walkways and this way you are collecting water for your garden for a future drought.When we made our walkways, we spirit leveled them to hold water evenly along their full length. The paper and cardboard being thicker in the walkways and up the sides keeps the water in for as long as possible.4. The outside edges of your planned garden area planted with fruit trees close to the walkways enables them to enjoy the wonderful moisture from your walkways too.5. Lay any tree branches, mulch or grass clippings under your trees and watch the wonderful forest floor develop there. Better still, feed the grass clippings to the chickens first and watch them make beautiful compost soil out of it.6. This forest floor soil is excellent to grow seedlings in, mixed with potting mix. Mushrooms can also grow in this rich moist atmosphere under the trees.Composting1. Soils love compost that have a 1 part nitrogen to a 25 part carbon ratio. Making compost in this ratio, ensures your stack will not sink down to half the size, but stay the size you made it. Just add layers and layers in this ratio, and cover the stack until it is ready. Properly made it will be ready in a couple of months but it is more common to leave it six months to a year.2. Nitrogen equates to the hot things such as manures or road kill and the carbon equates to the dry wood based matter such as dry grass clippings, dry wood chips, paper, cardboard, or dry tree mulch.3. A compost made in this ratio is a source of hot water for a shower. Wrap black polythene pipe around and through your compost, connect it to a hose and shower head and there you can have a shower in the garden before heading home.Leaf Curl and Fungi1. Copper tacks in the trunks of your fruit trees stops leaf curl and flea collars around the base of your apple trees can stop the apple moth that climbs up the tree before it mates with the ones that flies into the tree.2. Fungi send out a filament underground, like an internet connection to every tree and plant in your garden so anything you do anywhere in your garden affects the entire area. Your garden is a living, communicating entity.Harvesting and Replanting1. Only cut the tops of vegetables like cauliflowers and broccoli when you harvest. Leave the roots in the ground for the soil life to break down, as the rotting roots make good water walkways deeper into the ground.2. When replanting, just make a small hole, add a bit of compost dirt, then plant your new plant or seeds without disturbing the soil life too much. The soil stays soft and workable if you keep adding mulch to the top and keep the moisture levels right.3. Your garden will be very lush using no dig, no spray, no weeds, no bugs, urban permaculture garden technology and needing only minimal watering to produce delicious fruits and vegetables. The mulch on the top of the soil slows down the evaporation rate of the available water.Now what if the water you do need to water your garden with is the very best filtration method that man has discovered? This structured water we use, gives us amazing growth, double fruiting and fruit that tastes full of energy.We are sure you will be as amazed as we are with the results.Visit our website below, to be amazed and enlightened.I hope you liked my article with tips for a No Weeds and No Bugs Urban Permaculture Garden.

Alternative Financing Vs. Venture Capital: Which Option Is Best for Boosting Working Capital?

There are several potential financing options available to cash-strapped businesses that need a healthy dose of working capital. A bank loan or line of credit is often the first option that owners think of – and for businesses that qualify, this may be the best option.

In today’s uncertain business, economic and regulatory environment, qualifying for a bank loan can be difficult – especially for start-up companies and those that have experienced any type of financial difficulty. Sometimes, owners of businesses that don’t qualify for a bank loan decide that seeking venture capital or bringing on equity investors are other viable options.

But are they really? While there are some potential benefits to bringing venture capital and so-called “angel” investors into your business, there are drawbacks as well. Unfortunately, owners sometimes don’t think about these drawbacks until the ink has dried on a contract with a venture capitalist or angel investor – and it’s too late to back out of the deal.

Different Types of Financing

One problem with bringing in equity investors to help provide a working capital boost is that working capital and equity are really two different types of financing.

Working capital – or the money that is used to pay business expenses incurred during the time lag until cash from sales (or accounts receivable) is collected – is short-term in nature, so it should be financed via a short-term financing tool. Equity, however, should generally be used to finance rapid growth, business expansion, acquisitions or the purchase of long-term assets, which are defined as assets that are repaid over more than one 12-month business cycle.

But the biggest drawback to bringing equity investors into your business is a potential loss of control. When you sell equity (or shares) in your business to venture capitalists or angels, you are giving up a percentage of ownership in your business, and you may be doing so at an inopportune time. With this dilution of ownership most often comes a loss of control over some or all of the most important business decisions that must be made.

Sometimes, owners are enticed to sell equity by the fact that there is little (if any) out-of-pocket expense. Unlike debt financing, you don’t usually pay interest with equity financing. The equity investor gains its return via the ownership stake gained in your business. But the long-term “cost” of selling equity is always much higher than the short-term cost of debt, in terms of both actual cash cost as well as soft costs like the loss of control and stewardship of your company and the potential future value of the ownership shares that are sold.

Alternative Financing Solutions

But what if your business needs working capital and you don’t qualify for a bank loan or line of credit? Alternative financing solutions are often appropriate for injecting working capital into businesses in this situation. Three of the most common types of alternative financing used by such businesses are:

1. Full-Service Factoring – Businesses sell outstanding accounts receivable on an ongoing basis to a commercial finance (or factoring) company at a discount. The factoring company then manages the receivable until it is paid. Factoring is a well-established and accepted method of temporary alternative finance that is especially well-suited for rapidly growing companies and those with customer concentrations.

2. Accounts Receivable (A/R) Financing – A/R financing is an ideal solution for companies that are not yet bankable but have a stable financial condition and a more diverse customer base. Here, the business provides details on all accounts receivable and pledges those assets as collateral. The proceeds of those receivables are sent to a lockbox while the finance company calculates a borrowing base to determine the amount the company can borrow. When the borrower needs money, it makes an advance request and the finance company advances money using a percentage of the accounts receivable.

3. Asset-Based Lending (ABL) – This is a credit facility secured by all of a company’s assets, which may include A/R, equipment and inventory. Unlike with factoring, the business continues to manage and collect its own receivables and submits collateral reports on an ongoing basis to the finance company, which will review and periodically audit the reports.

In addition to providing working capital and enabling owners to maintain business control, alternative financing may provide other benefits as well:

It’s easy to determine the exact cost of financing and obtain an increase.
Professional collateral management can be included depending on the facility type and the lender.
Real-time, online interactive reporting is often available.
It may provide the business with access to more capital.
It’s flexible – financing ebbs and flows with the business’ needs.
It’s important to note that there are some circumstances in which equity is a viable and attractive financing solution. This is especially true in cases of business expansion and acquisition and new product launches – these are capital needs that are not generally well suited to debt financing. However, equity is not usually the appropriate financing solution to solve a working capital problem or help plug a cash-flow gap.

A Precious Commodity

Remember that business equity is a precious commodity that should only be considered under the right circumstances and at the right time. When equity financing is sought, ideally this should be done at a time when the company has good growth prospects and a significant cash need for this growth. Ideally, majority ownership (and thus, absolute control) should remain with the company founder(s).

Alternative financing solutions like factoring, A/R financing and ABL can provide the working capital boost many cash-strapped businesses that don’t qualify for bank financing need – without diluting ownership and possibly giving up business control at an inopportune time for the owner. If and when these companies become bankable later, it’s often an easy transition to a traditional bank line of credit. Your banker may be able to refer you to a commercial finance company that can offer the right type of alternative financing solution for your particular situation.

Taking the time to understand all the different financing options available to your business, and the pros and cons of each, is the best way to make sure you choose the best option for your business. The use of alternative financing can help your company grow without diluting your ownership. After all, it’s your business – shouldn’t you keep as much of it as possible?

What We Have Here Is A Failure To Communicate

The results of this past election proved once again that the Democrats had a golden opportunity to capitalize on the failings of the Trump Presidency but, fell short of a nation wide mandate. A mandate to seize the gauntlet of the progressive movement that Senator Sanders through down a little over four years ago. The opportunities were there from the very beginning even before this pandemic struck. In their failing to educate the public of the consequences of continued Congressional gridlock, conservatism, and what National Economic Reform’s Ten Articles of Confederation would do led to the results that are playing out today.. More Congressional gridlock, more conservatism and more suffering of millions of Americans are the direct consequences of the Democrats failure to communicate and educate the public. Educate the public that a progressive agenda is necessary to pull the United States out of this Pandemic, and restore this nations health and vitality.

It was the DNC’s intent in this election to only focus on the Trump Administration. They failed to grasp the urgency of the times. They also failed to communicate with the public about the dire conditions millions have been and still are facing even before the Pandemic. The billions of dollars funneled into campaign coffers should have been used to educate the voting public that creating a unified coalition would bring sweeping reforms that are so desperately needed. The reality of what transpired in a year and a half of political campaigning those billions of dollars only created more animosity and division polarizing one extreme over another.

One can remember back in 1992 Ross Perot used his own funds to go on national TV to educate the public on the dire ramifications of not addressing our national debt. That same approach should have been used during this election cycle. By using the medium of television to communicate and educate the public is the most effective way in communicating and educating the public. Had the Biden campaign and the DNC used their resources in this way the results we ae seeing today would have not created the potential for more gridlock in our government. The opportunity was there to educate the public of safety protocols during the siege of this pandemic and how National Economic Reform’s Ten Articles of Confederation provides the necessary progressive reforms that will propel the United States out of the abyss of debt and restore our economy. Restoring our economy so that every American will have the means and the availability of financial and economic security.

The failure of the Democratic party since 2016 has been recruiting a Presidential Candidate who many felt was questionable and more conservative signals that the results of today has not met with the desired results the Democratic party wanted. Then again? By not fully communicating and not educating the public on the merits of a unified progressive platform has left the United States transfixed in our greatest divides since the Civil War. This writers support of Senator Bernie Sanders is well documented. Since 2015 he has laid the groundwork for progressive reforms. He also has the foundations on which these reforms can deliver the goods as they say. But, what did the DNC do, they purposely went out of their way to engineer a candidate who was more in tune with the status-quo of the DNC. They failed to communicate to the public in educating all of us on the ways our lives would be better served with a progressive agenda that was the benchmark of Senators Sanders Presidential campaign and his Our Revolution movement. And this is way there is still really no progress in creating a less toxic environment in Washington and around the country.